The next idea would be to draw an honest picture of your current finances so you know exactly where you stand and what you can honestly afford. Let's face it, your financial situation has changed since you have experienced scammer credit and there is no sense compounding it with a car payment you are unable to afford. Crunch your numbers ahead of time so that you don't get caught up in the buying emotions of a new car where you end up going home with more car than you need.
And a greater part of medicals fake the issue is all those products bought were with the idea that the cure was just about to happen the next day or at the very latest next week. You didn't get to the point of being unhealthy yesterday or last week, but the good news is it won't take you as long to undo what it took so long to accomplish, if you want to call poor health an accomplishment.
With medicals bad and fake the news out there it can't be taken back. The only thing you CAN do, though, is maintain a level of dignity for "Joe" by assuring him that the discussion is just between the two of you.
This is the mindset... the paradigm. There's no need to "do" anything until there are test results that directly connect to a specific classification of drugs we can use to change the test result. These isolated tests are next-to-never combined to give a picture representative of overall physiological function... or health. They're simply snippets of a system here, an organ there... scattered bits of information.
Injury: Skiing is an exciting activity. When you are soaring down the slopes, you run the risk of being injured. If you are in another country, medical bills can be very expensive. Ski travel insurance will cover medicals incurred as the result of an injury. It will be one less problem you have to worry about if you suffer an injury. Ski insurance also protects against others. You never know when a collision with another skier may occur. Legal and court costs can be very expensive. Having personal liability insurance will cover you in the event someone sues and you have to go to court.
There are many factors to weigh when considering the need to send out a press release. As a book publicist I have sent thousands of releases over the years and while there are no hard and fast rules, the most important factor is that you've got to make sure it's newsworthy and useful to the reader. Anything else and it's just a waste of time for the members of the media.